日本ルール Living in Japan

初到日本,先记这些规矩

Things to know before you settle in

从垃圾分类到在留卡,整理出对中文使用者最容易踩坑的日常规则。信息来源为官方机构及社区经验,请以最新官方公告为准。

Everyday rules newcomers most often trip over — sorted from official sources and community experience. Always verify with the latest official notice.

ゴミ分別・垃圾分类
Garbage Sorting

日本的垃圾按「可燃・不可燃・资源・粗大」分类,收集日随地区不同。分错会被退回,并贴上警示贴纸。

Garbage is strictly sorted into burnable, non-burnable, recyclable, and bulky categories. Collection days vary by ward.

  • 燃やせるゴミ(可燃):厨余、纸屑、尿布等
  • 燃やせないゴミ(不可燃):小金属、陶瓷、玻璃碎片
  • 資源ゴミ(资源):PET 瓶、铝罐、纸箱,需洗净分开
  • 粗大ゴミ(大件):家具、家电,需提前预约付费
  • Burnable: food waste, paper scraps, diapers
  • Non-burnable: small metals, ceramics, glass
  • Recyclable: PET bottles, cans, cardboard — rinse & separate
  • Bulky: furniture, appliances — book pickup & pay fee
💡 搬家后到区役所领取本区的收集日历,或用区役所 App 查询。
💡 After moving, get your ward's collection calendar from the city office or its app.
地震・防灾
Earthquake & Disaster

日本年均有感地震上千次。手机会先响「紧急地震速报」——先护头、远离高物,等震停再行动。

Japan experiences thousands of felt earthquakes per year. Phones ring an Early Warning alert — protect your head, move away from heavy objects.

  • 开启手机「緊急地震速報」推送(iPhone/Android 都默认开)
  • 家中常备手电筒、饮用水(3日分)、应急食品
  • 记下所在区的指定避难所位置(通常是附近小学)
  • 大震后优先确认家人安全,再考虑外出
  • Enable Earthquake Early Warning on your phone (on by default)
  • Keep flashlight, 3 days of water & emergency food at home
  • Know your designated evacuation site (usually a local school)
  • After a quake: check family first before going out
💡 免费 App「NHK ニュース・防災」可实时推送震度与避难信息。
💡 The free NHK News & Disaster Prevention app pushes real-time intensity and shelter info.
电车・公共交通礼仪
Train Etiquette

车厢内保持安静是基本共识。通话、大声说话、吃东西都会被侧目——这不是规定,但是共同默契。

Quiet is the default. Calls, loud talking, and eating will get disapproving looks — it's social convention, not law.

  • 车内手机调静音,不要通话
  • 优先席(シルバーシート)附近建议关闭手机信号
  • 背包高峰期请放到身前或架上
  • 排队上车,不要横冲
  • Phones on silent, no voice calls
  • Near priority seats, turn signal off during rush hour
  • Rush hour: move backpack to front or overhead rack
  • Queue up — no shoving
💡 Suica / PASMO 充值后几乎通行全国地铁与便利店。
💡 A Suica or PASMO IC card works nationwide for transit and convenience stores.
国民健康保険・健康保险
National Health Insurance

在日居住满 3 个月以上必须加入。加入后看病个人只付 30%,是日本生活最核心的社保。

Required for residents staying 3+ months. Cuts your out-of-pocket medical cost to 30% — core safety net.

  • 到市区役所「保険年金課」办理,带在留卡
  • 费用按前一年收入计算(初到日本通常最低档)
  • 拿到保険証后,看病在挂号时一并出示
  • 公司员工则自动加入「社会保険」,不需单独办
  • Apply at your ward office's insurance desk with your residence card
  • Premium is based on prior-year income (new arrivals pay minimum)
  • Show the insurance card when registering at hospitals
  • Full-time employees are auto-enrolled in Shakai Hoken instead
💡 找中文医院可在首页按地区/科室筛选。
💡 Find Chinese-speaking clinics by region/department on our home page.
マイナンバー・个人番号
My Number (ID)

12 位个人识别号,办税、工作、社保、开户时都会要。搬入住所后会自动寄送通知卡。

A 12-digit personal ID used for tax, employment, social security, and bank accounts. Notification arrives after you register an address.

  • 通知カード是纸质,マイナンバーカード(IC 卡)需另申请
  • IC 卡可当作身份证用,也能做税务 e-Tax
  • 号码需严格保密,不要随意交付给第三方
  • 更新地址时记得携带 IC 卡到区役所登记
  • The paper notification is separate from the plastic My Number Card (apply yourself)
  • The plastic card serves as photo ID and enables online tax filing (e-Tax)
  • Treat the number as sensitive — share only with employer, bank, etc.
  • Update your card at the ward office after moving
💡 官方申请入口:マイナポータル(myna.go.jp)。
💡 Apply via the official Myna Portal: myna.go.jp.
在留カード・居留卡
Residence Card

中长期居留者入境时发放。法律要求随身携带,警察可随时查验,不带会被罚款甚至拘留。

Issued on arrival to mid/long-term residents. You must carry it at all times — police can ask to see it; failure risks a fine.

  • 搬家后 14 天内,必须到新住所的市区役所登记
  • 姓名、国籍、签证类型变更需到入管局申报
  • 到期前 3 个月可申请更新,切勿过期
  • 遗失需立刻到警察署报失并到入管局补办
  • After moving, register the new address at the ward office within 14 days
  • Report changes (name, nationality, visa type) to Immigration
  • Renewal can be filed 3 months before expiry — do not overstay
  • If lost: report to police, then reissue at Immigration
💡 入管局官网:www.moj.go.jp/isa (有简中版)。
💡 Immigration Services Agency: www.moj.go.jp/isa (Chinese version available).
銀行口座・银行开户
Opening a Bank Account

初到日本最容易开户的是「ゆうちょ銀行」(邮政银行)。主要都市银行(三菱UFJ、みずほ等)通常要求在留 6 个月以上。

Japan Post Bank (Yucho) is easiest for newcomers. Major city banks usually require 6+ months of residence.

  • 必带:在留卡、住民票、印鉴(或签名)
  • 电话号码通常是必填,建议先办手机
  • ゆうちょ 当天可开,都市银行需 1–2 周
  • 网银 App 多数支持中文或英文
  • Bring: residence card, juminhyo, hanko (or signature)
  • A Japanese phone number is usually required — get SIM first
  • Yucho opens same day; city banks take 1–2 weeks
  • Most mobile banking apps offer English/Chinese
💡 Revolut、Wise 等国际钱包可作为过渡使用。
💡 Revolut or Wise can bridge the gap before a local account opens.
住民票・住民登记
Resident Registration

确定新住所后 14 天内,必须到市区役所办「転入届」。住民票是租房、开户、办保险的基础。

Within 14 days of moving to a new address, file a Move-In notification at the ward office. Juminhyo is the base doc for rent, banking, insurance.

  • 带在留カード + 旧住所的「転出証明書」(同市内搬家不需要)
  • 当场更新在留カード背面的住址
  • 可同时申请健康保险、年金等
  • 需要纸质住民票副本时按 300 円/份收费
  • Bring residence card + Move-Out certificate from previous city
  • Your residence card address is updated on the spot
  • Can enroll in health insurance & pension at the same window
  • Paper copies of juminhyo cost ~300 yen each
💡 建议多拿几份,新工作、房租、银行都可能要原件。
💡 Get a few copies — new employers, landlords, and banks often need originals.